Make accepting payments simple, everywhere.
Businesses lose time and revenue to fragmented providers, opaque pricing, and slow onboarding. SEPEX brings card issuing, card acquiring, and local payment methods together in one regulated platform.
As a licensed EU payment institution, SEPEX provides compliant, scalable payment infrastructure designed to help online businesses grow across Europe and beyond.
Simple payments.
Serious infrastructure.
We believe payments should be invisible. Fast, reliable, and out of your way. Sepex exists to give online businesses access to serious financial infrastructure, without the complexity.
Speed
Launch in days with a single API, while we take care of new payment methods and market expansion for you.
Trust
Regulated, audited and secure by design, so you can build on rails you can depend on.
Reach
Accept payments across Europe and worldwide with cards and payment methods tailored to the markets you serve.
Regulated by the Bank
of Lithuania.
We operate as a fully licensed payment institution, meeting the highest regulatory standards in Europe.
PI Licence No. LB000465
Issued by the Bank of Lithuania on 25 July 2018, authorising TBF Finance UAB to provide payment services.
PSD2 & EU passporting
Operating under PSD2 and passported across the EU/EEA, with Strong Customer Authentication and 3-D Secure 2.
AML/KYB & GDPR
A full AML/CFT programme with KYB onboarding, funds safeguarding and GDPR-grade data protection.
Client funds are safeguarded in accordance with applicable legal and regulatory requirements. Funds received from or for the benefit of clients are held separately from TBF Finance UAB's own funds in designated safeguarding accounts with credit institutions. This segregation ensures that safeguarded client funds are not used for TBF Finance UAB's own operational purposes.
TBF Finance UAB
304483528
LB000465
Vilnius, Lithuania